Preheat oven to 350 F. Arrange the racks so a large pot with a lid will fit in the center of the oven.
Heat a large dutch oven or oven-safe pot over medium-high heat. Add the oil. Once hot, add the beef and cook, breaking it up until cooked through and evenly ground. Drain all excess fat.
½ tablespoon olive or avocado oil, 1.5 lb lean ground beef
Add the onions and peppers and continue cooking for 2-3 minutes.
1 (1.5-2 cups) medium yellow onion, 2 large (or 3 small) bell peppers
Add the garlic and seasonings for 30 seconds.
1 tablespoon garlic, 1.5 teaspoon chili powder, 1 teaspoon ground cumin, 1 teaspoon garlic powder, 1 teaspoon dried oregano, ¾ teaspoon salt, ¼ teaspoon black pepper
Add the tomatoes, rice, and beef broth. Bring to a boil on high heat (it’s not a lot of liquid, so it’s really like a strong simmer). Immediately cover with a lid and place in the oven. Bake for 20-25 minutes. At minute 20, give it a stir. If the rice is still a bit chewy, cook another 5 minutes. You can add a splash of water if it looks like it is too dry. 1 (14 oz) can petite diced tomatoes, 1 cup long grain white rice, 1.5 cups beef broth
Once the rice is soft, add the cheese. Allow it to melt for a few minutes, then serve with toppings!
1 cup pepper jack or jack cheese, Optional tppings: Salsa, sour cream, avocado, lime, cilantro, or chips